All the money? I’d retire tomorrow.
Because all the money I want isn’t that much. I’m wary of wealth, and the problems it invites.
It’s possible to find stuff that’s, well if not fun, at least rewarding and satisfying, that pays well. Choices exist.
take an actuarial background/career. Isnt’ there stuff that one could pivot to that would be interesting and fun? Some branch of data science? Helping consumers in the branch of insurance/finance that one is expert on? etc.
I have enough to retire and live as I do now. The problem is, with more free time, my current life style won’t cut it.
I did recently take a job with much less responsibility, stress, and time demands. Also, less money. I consider this semi-retired compared to what i had been doing even though this job is technically full-time.
I enjoy my job, so I’d keep it up until it becomes less enjoyable, perhaps look to reduce my hours at some point.
Happy is the man whose work is his hobby.
i would ‘retire’ and become a gigolo.
What’s your schedule? I like the idea of working part time instead of ever retiring and maybe filling the rest of the week with a light college schedule of courses I never took because they weren’t as marketable.
I would’ve said something like this before becoming an actuary. I always thought I would be taking courses for fun throughout my life. After getting my fellowship I no longer have a desire to study for anything ever again…
At least for now
Have a puppy mill, but like, a healthy kind.
I’ve taken a couple of exams since actuarial ones and like, whoa… no comparison. They’re so ridiculously easy it’s humorous.
Still, it’s not something I particularly aspire to.
That said, if I could get my CPA designation by just passing the CPA exam, like in the old days, I might do that and just be a CPA for the rest of my career. Seems a lot easier than actuarial work for only slightly less money.
So, just unemployed then?
If it was an option, I would rather be tortured for an hour to receive my FSA.
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I’d post a quick Slack message “Hey all, I don’t work here effective immediately, here is my phone # if you want it, I’m still in town for at least a few weeks while I sort out where I’m buying my next house. Bye!”
This. I like my job but I have a LOT of other things I’d like to do.
or enough I’d like to tackle at a pace of my choosing
Within a week of starting my first full time job after college graduation I was already googling things like “how to retire early”, “early retirement age”, “how much to save in 401k”
Needless to say I have a boatload of money tucked away and a boatload of disdain for the actuarial profession (any analytical 9-5, really)
I am on track to clock out in 3 years at age 35. I can’t wait!!!
Good for you!
My little brother retired at 40. He & his wife both have hobby jobs that supplement retirement withdrawals, but they don’t really need those jobs.
I was thinking more in terms of doing something completely different that either doesn’t pay well enough for me to pursue in my not-rich condition, or which has too much risk for my appetite when my ability to live comfortably is on the line.
For example, through much of my career, I said that if I won the lottery or otherwise ended up with $$$$$ in the bank, I’d become a teacher. It’s a different line of work that would interest me…but I don’t want to try to live on a teacher’s salary.
Now that I’m a bit older, and don’t have the appetite to go back to school and get credentials…I admire the lifestyle presented by some YouTubers who base their content around travel. I doubt that I would be very good at doing something like that (and I definitely lack the extraverted ness such folks convey), but it might be fun to try (if I didn’t have to depend on that sort of work for income).
If I really wanted to do these things, I could do them today. But I’m content being an actuary, content with my employer, and I rather like the income I earn with that contentedness. I’m too content and too risk-averse to make a change (or to retire) right now.
It would take a significant change in circumstance – either coming into lots of money, or am adverse change in my or my wife’s health – to alter the calculus in my mind.
I have toyed around with the idea of coaching high school track but even that would require a daily commitment during the season plus some weekend hours for competitions. The problem with daily time commitment is me having to my naps around them. I like to take ad-hoc naps, not planned naps!!!
Hopefully I can find a nice hobby job like your brother and sis in law. For now I’ll probably be door dashing