What the fuck? My employer randomly audits a few people each year, and it probably is worthwhile for the employees to mostly know someone who got audited. But it’s really a nuisance, and i can’t imagine it’s worth auditing everyone.
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Even this is debatable. I mean, prove a status change like getting married or divorced, or having a kid, or a spouse dying, sure. People are used to doing that and have the documentation handy. But proving you didn’t have a status change? Seems like a colossal waste.
I suppose if there is a surcharge for covering a spouse who declines coverage at his/her job, and an employee is covering their spouse AND not paying the surcharge then that might be worth having the employee re-attest that at open enrollment every year, and promise to notify HR within X days if spouse becomes eligible for benefits.
for my wife i needed to attest she wasn’t eligible for other group coverage
no audits, never had to state anything special on the children, but they were off my plan before the attestation.
I kept them on my coverage until they were 26, even if covered elsewhere, as long as the counts ( family +) didn’t cost me extra.
just in case
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Sure, no reason not to accept free coverage.
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There is a surcharge, and we do have to attest every year that they aren’t eligible for coverage elsewhere to waive the charge. The eligibility thing is a whole different process!
Yeah, your hubs is a SAHD, right? I mean, how do you prove the negative? I guess that’s why they want the tax return although as you say that’s easy to fake. Maybe they assume that most people are too dumb to fake a tax return.
Especially the kind of people dumb enough to lie to their employer to save a few bucks and then find out their spouse’s medical insurance isn’t valid when their employed spouse has a massively expensive health problem and people start checking and THEN deny coverage.
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BTW, my STBX left a job with cushy benefits to temporarily work at a place with ok but sub-average benefits en route to a place with Cadillac benefits. The sub-average benefit place didn’t have coverage available for the first 90 days.
So in a 16 month span we went from:
- All 3 on his (Job 1)
- All 3 on mine (no surcharge since he wasn’t eligible yet)
- Mini Me & me on mine, him on his (Job 2)
- All 3 on his (Job 3)
Since 4 happened mid-November I assumed Mini Me & I wouldn’t make the switch until January 1, but the benefits at his last (current) job were SO good that we actually switched in the middle of November!
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They don’t audit “a random sample of people who claim no change”, they audit a randle sample of all employees. They don’t ordinarily ask for proof when we have a status change, just an assertion that we got married, had a kid, spouse changed jobs, whatever. So this audit is the only time anyone does anything other than just assert their status.
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I’m trying to deposit cash at an ATM machine, but it rejected one of my bills and put up a message on the LCD display. When I enter my PIN number, I expect 100% customer service!!! 
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I have never deposited cash at an ATM
Hopefully just the ones purporting to be married (or in domestic partnerships if applicable) as there’s no reason to audit someone not covering another adult unless you seriously think they’re faking their kids.
If they have Employee Only coverage and are being audited that’s next level dumb.
How … logical!
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I got a smoked salmon bagel at a local joint. When I bit into it, there was a strange texture, which I thought was some sort of vegetable skin: it was a small piece of wax paper. I of course removed the wax paper and chowed down on the bagel. I took it back to the joint, politely pointed it out and just asked them to be more careful next time. Woulda been nice if they offered me a plain bagel or something… not gonna go back any time soon.
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:shake:
Also, ninja’d!
I’m annoyed that you only called Breadmaker out on one of his redundancies, when he was clearly trolling by including 3
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Go call out more of my excess redundancies.
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:oops: I the first one snagged my attention.
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I have been doing it a lot recently. Just did it today, actually! Foster son’s dad gives him or us money sometimes and based on his situation, I would not at all be surprised if he gave us counterfeit bills at some point, so I always deposit them to make sure. In the last week, we have gotten 3 $100 bills from him.