amounts may vary by location
Shut up and take my money.
My dad happened to be born in Canada (although left shortly after) and I believe I could be a Canadian citizen, just needing to claim it and provide the necessary paperwork.
But 'murica.
wonder if canada worries about too many US early retirees heading north for healthcare before medicare kicks in?
how many Canadians would retire in America if the US has universal healthcare in the future?
Itâs hard to get permanent residency in Canada after a certain age.
Itâs almost trivial for actuaries who are US citizens to get work permits in Canada, and US citizens who arenât doing âCanadian workâ can effectively live in Canda as long as they at least flagpole the border once every six monthsâŠalthough the latter group doesnât get access to Canadian medicare (but private health insurance is cheap by US standards), and neither group can currently buy a house in Canada.
(I may have looked into this as well.)
I have a spreadsheet with every raise and bonus Iâve had, in order. Even the little $1000 raise for VEEs.
HCOL area here, and I am, uh, well below salary survey #s
I should not have gone into pension consulting.
Not job switching is the biggest mistake Iâve made, by far.
My wife and I have spitballed opening up a KC BBQ joint in Scotland, but itâs not an actual aspiration, just a âwouldnât it be neat if?â.
I am starting to plan around âretiringâ in my mid 40s. Weâre likely to get some inheritance that will make that possible.
I didnât have spreadsheets for my first actuarial job
I donât doubt that, but Immigration Canada doesnât talk about that in its online documentation (except, perhaps, whatâs implied in the âstart-up visaâ process (âImmigrate by starting a business and creating jobsâ)âŠor if having lots of money gets you a provincial nominationâŠespecially if you speak French and the province in question is QuĂ©bec).
But if you try to get PR through the regular points systemâŠif youâre over 40 (especially 45+) it was difficult to get enough points to qualify pre-pandemic. I donât know whether the points threshold has dropped / will drop with recent proposals to increase immigration.
My boss has several lotus files.
To answer the OP, 2009 was first full full-time year. Going off of that, Iâve had geometric average increase of about 6.75% a year. 16%, 6%, 10%, 7%, 6%, -6% [bad review, no bonus], 16%, 15%, 11%, 0%, 3%, 0%, 7%. Bonus peaked in 2018.
I started with Supercalc and Visicalc
A huge number of Canadians already spend their winters in the southern USA but that is purely a weather thing. They buy âout of countryâ medical coverage for the period of time they stay in the South as there is no waiting period for that.
I donât sense many Canadians want to live in the US year round for the same reasons Americans donât want to leave their country: they believe they live in the best country in the world.
And if that isnât the reasonâŠthe tax implications of a Canadian being in the US for more than 182 days each year would also provide a disincentive.
You could always just commit a crime that would be the death penalty so Canada canât send you back to wherever you came from.
I heard this guy makes bankâŠ
I thought that was our thing!?