Thoughts?
100…101…whatever it takes
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QQQ is artificially limited to NASDAQ only stocks. Cannot invest in NYSE firms like Visa. To me this is a poor way to spend 20 basis points when you can get XLK, VGT, SCHG etc for less than half that.
Buy QQQM instead of QQQ and save 5 basis points. I think their portfolio allocations are 99.9% identical, but they can charge more for QQQ because of its name recognition.
XLK is 22% NSFT and 21% NVDA and 5% AAPL
VGT is 17% MSFT and 16% AAPL and 14% NVDA
QQQM is a bit more balanced with those three stocks totaling 25% compared to 47% for the other funds. That could be a good or bad thing depending on your viewpoint of those three stocks.
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If you want diversified holdings from the S&P sector funds you need more than 1. I have XLK XLU XLI XLV.
Skip the losers, go with the winners. GOOG, AAPL, AMZN, NVDA, MSFT, META, AVGO, COST, NFLX. if you want a little more diversification, JPM and LLY.
That’s what, 11? Pretty sure there’s 99% of your gains. Buy those, plan for a secure retirement in a couple years guaranteed.
You must be cas 
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I do vaguely wish I’d sold a couple positions in an IRA I was directing. On the other hand, one of the stocks I nibbled on is now up 75% since I bought it and I’ve got a lot of green in that account today.