Florida Open Carry

Professional Actuarial Topics Property/Casualty
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Florida open carry means that individuals can openly carry a firearm in public, but this is subject to specific regulations and restrictions. Although businesses have the right to refuse entry to anyone carrying a firearm, some businesses are permitting it.

Suppose there is a shooting of a customer at such a business, and the injured party sues the business. A store customer is considered an invitee, and the property owner owes them the highest duty of care to keep the premises reasonably safe from hazards.

What is the likely outcome of such a lawsuit? How might the store’s GL policy respond?

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Keep in mind that “no guns” signs do not have force of law in Florida.

In many states, carrying a firearm into a place that has a “no guns” sign is a violation of the law. In Florida, it’s just a request…although presumably businessowners can ask individuals to leave the premises if the businessowner notices the individual is carrying.