Dreaming of retirement in 5 years (2030)

Means testing becomes an option when you are effectively broke as a country and/or you have adequate private provision for most (see Australia). Then its about targeting the poorest only.

The US is not there yet (you can raise taxes to cover the shortfall easily enough), while the UK might have to do it eventually if the public finances keep deteriorating.

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The UK just needs to get rid of their ridiculous triple lock

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I’m currently in Kihei and thought of you.

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Depends on what the goal is - to have people save more or to have people spend more.

Same, which appears to be the 4th time this year (near enough 50/50 on new money vs growth of existing).

I don’t need too many more of those to reach IDNGAF.

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What all is on the calendar? Any favorite restaurants?

Australia is obnoxious where the “smart option” is to drain your superannuation plan at age-60 and use it to buy a bigger house or do renos so you can collect the full aged pension at age-65.

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How do they get away with this?

Seems a pretty clear case of deprivation of assets.

It’s legal to withdraw your money at 60. The pension doesn’t look at your assets.

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So far we’ve gone parasailing, surfing (sons), and mini golfing, plus watching the sunset in the beach and hanging at the pool. I’m hoping we get up Haleakala (crater was closed due to fires last visit) and snorkel. My spouse and kids haven’t been to the Iao Valley either.

As far as food, there’s a shave ice place we’ve gone to twice. We’ve been waiting for Cones on Kihei to reopen (tomorrow). My sons really liked Blackrock Pizza, and my kid with celiac was happy to have actual good pizza (GF cauliflower crust). (The Cinnamon Roll Place has GF cinnamon rolls, too.) A couple of my old college roommates live on Maui, so we had kalua pig at their house one night.

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I’ve actually never been to either of those! We go right by the cinnamon roll shop all the time but somehow never made it in.

I don’t know if you want recommendations from me, lol. Kitoko in the South Maui Gardens is pretty amazing and in general the gardens are just a nice place. You probably can’t get a table at Koiso sushi, they book way in advance, but you could get an order to go.

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There’s always a line for The Cinnamon Roll Place. If you’ve never been to Cones on Kihei, they have about 100 flavors of soft serve.

ETA: I got a sandwich and my spouse got at calzone at Blackrock Pizza, which were okay. My sons want to go back, and I think we’ll likely just get pizza.

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I think we’ve been for some Dole Whip, I love that stuff.

We were bummed the shave ice place in the mini golf parking lot was closed. The Dole whip there was awesome. I made Dole whip at home for a couple of weeks after our trip last year. Homemade is better than the Dole whip you can buy in the frozen section at the grocery store.

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Haha, we ordered some to make at home in our ice cream machine as well. I don’t think I’ve seen frozen for sale anywhere.

No government should ever be in the business of encouraging people to be destitute and government dependent. I think that is axiomatic.

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That was an unfortunate typo. (Fixed now!)