I thought that the retail side of the life insurance industry some years ago was getting better wrt advisors making wild claims to consumers. But the last year or two things seem to be getting worse not better.
There’s a post in a personal finance sub on reddit where a consumer’s describing a life insurance tax strategy. Their advisor has told them that they can get a loan from a bank that’s simple interest.
Where do people even come up with this stuff. Like, I don’t even think it’s deliberate misleading; they probably have some convoluted explanation as to how compound interest is actually simple.
It’s possible that the sum total of their benefit to this plant is the ability to produce CO2. It was pretty clear, they were talking about a loan related to an insurance policy (the loan coming from a bank) and specifically suggested it was ‘simple interest’.
They’re either an idiot, or crooked. I lean towards idiot, but who knows. Somebody trained this person and set them loose on the public, that’s the real problem. There’s entire companies I’m seeing that produce this level of information and people to dispense it.
“Leave oven on for one hour…”
“This website is brought to you by your gas/electric company!”
Besides that one thing, this recipe is pretty thoughtful in each step having one thing to do. I usually take Ree’s or Ina’s recipes from online, paste them to Excel, and parse out each and every step, along with a “checked” column to make sure I’ve done everything (oh, and I will rearrange chronologically as necessary). So, five steps can turn into 18 steps. Oh, and I print them, because websites on phones and iPads suck. Sometimes those websites with the perfect recipes disappear (or worse, go to a subscription-only place).
My oven takes about 20 minutes to heat up to 425 when I use the convection setting, which is usually. I often preheat it about 30 minutes in advance, and I’m sure I’ve preheated it for at least an hour when the prep time took longer than expected. But it is a weird way to phrase a recipe.
Well, I do it once, and now I have that recipe forever. If I find tweaks that make it better, I can update it.
I did this recently. It took a whole 5 minutes. Exhausting!!
Any way of doing something that is different from how I do it and adds extra steps sounds exhausting to me. I follow recipes pretty closely, usually, but checklists stress me out, so, a checklist like that would turn a fun exercise into one that’s stressful.
Obviously it’s what you like to do and it makes cooking enjoyable/manageable for you, so that’s cool.
On the other extreme, my husband hates even looking at recipes, doesn’t measure things out, just throws stuff together. That also stresses me out. We don’t cook or bake together.
Well, it doesn’t really add extra steps. It just makes the five actions per step easier to follow. I also add any prep steps. If the recipe calls for chopped onions, I add a step to chop the onions. I will take note of how long some of these steps take as well, in order to determine when I should start all the work, or if there are steps I can do way ahead (like chopping onions). My wife works out right at dinner time (via iPad, live), so I am tasked with making dinner on those days, and dinner should be done when she’s done.
An uncle just send a several-paragraph rant to a large group family chat about how, this is why “defund the police” is bad and apparently something in Haiti proves it and linked us a website that requires a paid subscription to read it.
Thankfully nobody has responded, ain’t nobody got time for that.
