# Reported But Not Reported (RBNR) **URL:** \ **Category:** General\ **Created:** [November 8, 2023, 7:26pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575 "2023-11-08T19:26:32Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [November 8, 2023, 7:26pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/1 "2023-11-08T19:26:32Z")
This is the thread for insurance claims that are (probably) reported before they are reported. Somebody set up the reserves! ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [November 8, 2023, 7:27pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/2 "2023-11-08T19:27:16Z")
> **[Explosion at chemical plant on FM 1127 in Shepherd prompts shelter-in-place](https://www.fox26houston.com/news/shepherd-chemical-plant-fire-on-fm-1127-in-san-jacinto-county)** > > An employee was injured in an explosion at a chemical plant in Shepherd that prompted a shelter-in-place for nearby residents. ---
**Author:** ![Vorian\_Atreides](https://community.goactuary.com/user_avatar/community.goactuary.com/vorian_atreides/32/65623_2.png) [@Vorian\_Atreides](https://community.goactuary.com/u/Vorian_Atreides)\ **Post date:** [November 8, 2023, 7:45pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/3 "2023-11-08T19:45:51Z")
Pretty much sums up what takes place when a named storm is swirling 100 some odd miles off shore. ---
**Author:** ![NerdAlert](https://community.goactuary.com/user_avatar/community.goactuary.com/nerdalert/32/683_2.png) [@NerdAlert](https://community.goactuary.com/u/NerdAlert)\ **Post date:** [November 8, 2023, 7:53pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/4 "2023-11-08T19:53:12Z")
Reported But Not (Yet) Incurred would be more interesting. ---
**Author:** ![Rastiln](https://community.goactuary.com/user_avatar/community.goactuary.com/rastiln/32/77682_2.png) [@Rastiln](https://community.goactuary.com/u/Rastiln)\ **Post date:** [November 8, 2023, 7:59pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/6 "2023-11-08T19:59:40Z")
[https://www.reddit.com/r/thatlookedexpensive/](https://www.reddit.com/r/thatlookedexpensive/) ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [November 8, 2023, 8:04pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/7 "2023-11-08T20:04:01Z")
subscribed ---
**Author:** ![BG5150](https://community.goactuary.com/user_avatar/community.goactuary.com/bg5150/32/38521_2.png) [@BG5150](https://community.goactuary.com/u/BG5150)\ **Post date:** [November 8, 2023, 8:23pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/8 "2023-11-08T20:23:40Z")
I thought this thread would be for GoA posts you want to report but haven’t yet. ☹ ---
**Author:** ![1695814](https://community.goactuary.com/user_avatar/community.goactuary.com/1695814/32/38506_2.png) [@1695814](https://community.goactuary.com/u/1695814)\ **Post date:** [November 8, 2023, 10:43pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/9 "2023-11-08T22:43:24Z")
I want to talk to this person directly and personally about their post. ---
**Author:** ![Maphistos\_Sidekick](https://community.goactuary.com/user_avatar/community.goactuary.com/maphistos_sidekick/32/84973_2.png) [@Maphistos\_Sidekick](https://community.goactuary.com/u/Maphistos_Sidekick)\ **Post date:** [November 9, 2023, 7:27am UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/10 "2023-11-09T07:27:15Z")
When Katrina hit New Orleans, I was supporting an excess property business unit that had, among other things, a share of the State of Louisiana property program. I remember hearing the early televised estimates of damages to the Superdome, noticing with interest that they far exceeded the stated value in the application / pricing worksheet. The company had an earnings call shortly after Katrina, so management demanded an early estimate of losses. The claims department was at a bit of a loss, because adjusters couldn’t really get in. So, they made a SWAG based on the list of insured locations in the affected area. Because I’m a masochist, a map geek, and a weather geek, and because my wife was having some health issues (a recurring theme since her car accident)…just before Labor Day, the feds published online a large set of detailed aerial photos of the impacted area. So, I spent Labor Day weekend on my couch, with my wife sleeping next to me, finding the business unit’s risks on the photos, and making my own SWAG damage estimate. My number was twice that of the claims department…and was maybe only 5% off what the losses ended up being. Perhaps if being an actuary doesn’t work out, I might find a new career as a property claims adjuster. ---
**Author:** ![ViceFleeble](https://community.goactuary.com/user_avatar/community.goactuary.com/vicefleeble/32/74484_2.png) [@ViceFleeble](https://community.goactuary.com/u/ViceFleeble)\ **Post date:** [November 9, 2023, 3:41pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/11 "2023-11-09T15:41:26Z")
Been more than 15 years since I took exams but IIRC this may have been known as “Reported but not yet Recorded” ---
**Author:** ![1695814](https://community.goactuary.com/user_avatar/community.goactuary.com/1695814/32/38506_2.png) [@1695814](https://community.goactuary.com/u/1695814)\ **Post date:** [November 9, 2023, 11:16pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/12 "2023-11-09T23:16:57Z")
> [@Maphistos\_Sidekick](#): > > SWAG damage estimate. Stuff we all get? ---
**Author:** ![Maphistos\_Sidekick](https://community.goactuary.com/user_avatar/community.goactuary.com/maphistos_sidekick/32/84973_2.png) [@Maphistos\_Sidekick](https://community.goactuary.com/u/Maphistos_Sidekick)\ **Post date:** [November 10, 2023, 1:15am UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/13 "2023-11-10T01:15:17Z")
In this context: Scientific Wild-\*ss Guess ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [November 26, 2023, 12:45am UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/15 "2023-11-26T00:45:33Z")
> **[Dogs destroy cars at Texas dealership, cause up to $350K in damages: video](https://nypost.com/2023/11/25/news/dogs-destroy-cars-at-texas-dealership-cause-up-to-350k-in-damages/?utm_source=flipboard&utm_campaign=nypost&utm_medium=social)** > > They’ve gone doggone mad! Two canines have been ripping up vehicles at a Texas auto dealership, causing hundreds of thousands of dollars in damages, according to employees. The dogs terrorize… ---
**Author:** ![Rastiln](https://community.goactuary.com/user_avatar/community.goactuary.com/rastiln/32/77682_2.png) [@Rastiln](https://community.goactuary.com/u/Rastiln)\ **Post date:** [November 28, 2023, 2:56pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/16 "2023-11-28T14:56:02Z")
I was reading a friend’s SOA study materials one day. I don’t know if it was just the materials or the actual reading, but they had EWAG as one valid estimation method in the materials: “Educated wild-ass guess”. ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [December 7, 2023, 2:04pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/17 "2023-12-07T14:04:58Z")
> **[Venice gondola capsizes after tourists refuse to sit down and stop taking...](https://www.theguardian.com/world/2023/dec/06/venice-gondola-capsizes-tourists-canal)** > > Video of passengers and gondolier ending up in canal water widely shared online ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [December 13, 2023, 12:15pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/18 "2023-12-13T12:15:02Z")
[https://www.nytimes.com/2023/12/11/nyregion/bronx-building-collapse.html](https://www.nytimes.com/2023/12/11/nyregion/bronx-building-collapse.html) ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [December 14, 2023, 7:08pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/19 "2023-12-14T19:08:49Z")
[https://www.nbcnewyork.com/news/weird/bull-on-tracks-at-newark-penn-station-disrupts-nj-transit/4950931/](https://www.nbcnewyork.com/news/weird/bull-on-tracks-at-newark-penn-station-disrupts-nj-transit/4950931/) ---
**Author:** ![colonelsmoothie](https://community.goactuary.com/user_avatar/community.goactuary.com/colonelsmoothie/32/136_2.png) [@colonelsmoothie](https://community.goactuary.com/u/colonelsmoothie)\ **Post date:** [December 19, 2023, 5:44pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/20 "2023-12-19T17:44:46Z")
[https://www.riverfronttimes.com/news/st-louis-police-crash-into-lgbtq-bar-arrest-its-owner-41471787](https://www.riverfronttimes.com/news/st-louis-police-crash-into-lgbtq-bar-arrest-its-owner-41471787) ---
**Author:** ![joejam](https://community.goactuary.com/letter_avatar_proxy/v4/letter/j/aca169/32.png) [@joejam](https://community.goactuary.com/u/joejam)\ **Post date:** [January 3, 2024, 10:18pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/21 "2024-01-03T22:18:55Z")
We probably could have put that Japanese plane fire here. ---
**Author:** ![SredniVashtar](https://community.goactuary.com/user_avatar/community.goactuary.com/srednivashtar/32/2894_2.png) [@SredniVashtar](https://community.goactuary.com/u/SredniVashtar)\ **Post date:** [January 3, 2024, 10:42pm UTC](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575/22 "2024-01-03T22:42:42Z")
We need 3 additional boxes, colonel. Lost but not found Found but not lost Not lost and not found [Next page](https://community.goactuary.com/t/reported-but-not-reported-rbnr/8575.md?page=2)