except for USAA, which has always been miles ahead of others
Completely true, didnāt think to mention since many arenāt eligible.
Why must you do this? They just raised my auto rates and while I know it is still probably a better price and better customer service*, I feel the need to look around. These comments make my lazy side say why bother.
*I feel like their customer service, particularly on the banking side, has slipped over the past few years. It seems tied to their advertising push which I noticed about 3-6 months before I started noticing the drop in customer service.
We have USAA because my husband has it from his ex-wife who had it from her fatherās service. We can keep it, but if we leave, we canāt come back, so weāre never giving that up. Theyāve been pretty great for us, cheaper for auto and home than my own company that provides an associate discount.
I have USAA. Itās been a while since I last comparison shopped, but when I did their auto rates were pretty low compared to the competition. Homeowners was higher than the big guys. I kept the 2 together anyway, along with my umbrella policy.
Iām actually shopping insurance now, weāve been with State Farm for a while. So far, Iāve seen two quotes that are higher than what Iām paying now (homeownersā plus three vehicles).
I will say Iāve filed two claims with State Farm (hail damage to car, hail damage to house) and both times I had great service and zero issues getting paid.
/anecdote