# Innumeracy

**URL:** <https://community.goactuary.com/t/innumeracy/1153>\
**Category:** General\
**Created:** [November 17, 2020, 4:32am UTC](https://community.goactuary.com/t/innumeracy/1153 "2020-11-17T04:32:04Z")\
**Posts on this page:** 20\
**Page:** 30

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**Author:** ![Actuary321](https://community.goactuary.com/letter_avatar_proxy/v4/letter/a/ed8c4c/32.png) [@Actuary321](https://community.goactuary.com/u/Actuary321)\
**Post date:** [June 1, 2023, 7:38pm UTC](https://community.goactuary.com/t/innumeracy/1153/583 "2023-06-01T19:38:12Z")

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Not sure if I mentioned this but our local Firehouse Subs location closed down for a few months a while back because they had a fire in the kitchen.

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**Author:** ![knoath](https://community.goactuary.com/user_avatar/community.goactuary.com/knoath/32/65607_2.png) [@knoath](https://community.goactuary.com/u/knoath)\
**Post date:** [June 2, 2023, 12:38am UTC](https://community.goactuary.com/t/innumeracy/1153/584 "2023-06-02T00:38:56Z")

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> [@Actuary321](#):
>
> Not sure if I mentioned this but our local Firehouse Subs location closed down for a few months a while back because they had a fire in the kitchen.

Maybe 12 inch subs or more likely per inch to cause a fire in the kitchen than 8 inch subs, so they have to factor that into the price.

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**Author:** ![BG5150](https://community.goactuary.com/user_avatar/community.goactuary.com/bg5150/32/38521_2.png) [@BG5150](https://community.goactuary.com/u/BG5150)\
**Post date:** [June 2, 2023, 1:36pm UTC](https://community.goactuary.com/t/innumeracy/1153/585 "2023-06-02T13:36:57Z")

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Don’t people have delis where they can get sammiches?

The only time I ever go to one of the chain places is when it’s like after 6 and all the delis are closed. Even then, I only go to Jersey Mike’s. All the other places are crap.

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**Author:** ![Mathman](https://community.goactuary.com/user_avatar/community.goactuary.com/mathman/32/14042_2.png) [@Mathman](https://community.goactuary.com/u/Mathman)\
**Post date:** [June 2, 2023, 3:02pm UTC](https://community.goactuary.com/t/innumeracy/1153/586 "2023-06-02T15:02:48Z")

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This reminds me of a show Pete E Parisi did back when in STL, I think it was a public access show. It was always pretty entertaining.

[![](https://i.ytimg.com/vi/d7z7x7Xtwk8/hqdefault.jpg "World Wide Magazine "Stickin' It to McDonald's"") ](https://www.youtube.com/watch?v=d7z7x7Xtwk8)

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**Author:** ![SteveWhite](https://community.goactuary.com/letter_avatar_proxy/v4/letter/s/c67d28/32.png) [@SteveWhite](https://community.goactuary.com/u/SteveWhite)\
**Post date:** [June 6, 2023, 11:34pm UTC](https://community.goactuary.com/t/innumeracy/1153/587 "2023-06-06T23:34:31Z")

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![Screenshot 2023-06-06 at 7.32.13 PM](https://community.goactuary.com/uploads/default/original/3X/0/2/02f8817456be6ab50f2e538850b6ab5f8c2f40a7.jpeg)

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**Author:** ![SteveWhite](https://community.goactuary.com/letter_avatar_proxy/v4/letter/s/c67d28/32.png) [@SteveWhite](https://community.goactuary.com/u/SteveWhite)\
**Post date:** [June 13, 2023, 11:20pm UTC](https://community.goactuary.com/t/innumeracy/1153/588 "2023-06-13T23:20:35Z")

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NOT innumeracy, but this felt like a good place for it.

 ![IMG_0416](https://community.goactuary.com/uploads/default/original/3X/4/1/41cd0e3431f62895afb35766f9a32c297e90ed9b.jpeg)

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**Author:** ![twig93](https://community.goactuary.com/user_avatar/community.goactuary.com/twig93/32/527_2.png) [@twig93](https://community.goactuary.com/u/twig93)\
**Post date:** [June 13, 2023, 11:42pm UTC](https://community.goactuary.com/t/innumeracy/1153/589 "2023-06-13T23:42:06Z")

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Seven

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**Author:** ![Vorian\_Atreides](https://community.goactuary.com/user_avatar/community.goactuary.com/vorian_atreides/32/94923_2.png) [@Vorian\_Atreides](https://community.goactuary.com/u/Vorian_Atreides)\
**Post date:** [June 14, 2023, 1:18am UTC](https://community.goactuary.com/t/innumeracy/1153/590 "2023-06-14T01:18:47Z")

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L-even

 ![image](https://community.goactuary.com/uploads/default/original/3X/7/2/7201457b03dd1733f6e904963aa3e8b831acda5d.jpeg)

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<div class="post-metadata">

**Author:** ![1695814](https://community.goactuary.com/user_avatar/community.goactuary.com/1695814/32/38506_2.png) [@1695814](https://community.goactuary.com/u/1695814)\
**Post date:** [June 14, 2023, 2:18am UTC](https://community.goactuary.com/t/innumeracy/1153/591 "2023-06-14T02:18:03Z")

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![Best Seinfeld George Seven GIFs | Gfycat](https://community.goactuary.com/uploads/default/original/3X/8/1/815a78c8fed0c36eef523a41928c3a43563cc602.gif)

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<div class="post-metadata">

**Author:** ![SteveWhite](https://community.goactuary.com/letter_avatar_proxy/v4/letter/s/c67d28/32.png) [@SteveWhite](https://community.goactuary.com/u/SteveWhite)\
**Post date:** [June 26, 2023, 6:18pm UTC](https://community.goactuary.com/t/innumeracy/1153/592 "2023-06-26T18:18:55Z")

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![Screenshot 2023-06-26 at 2.13.57 PM](https://community.goactuary.com/uploads/default/original/3X/c/5/c5cb86f0ac0714c109458179a38e647e04959aad.png)

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**Author:** ![Vorian\_Atreides](https://community.goactuary.com/user_avatar/community.goactuary.com/vorian_atreides/32/94923_2.png) [@Vorian\_Atreides](https://community.goactuary.com/u/Vorian_Atreides)\
**Post date:** [June 26, 2023, 8:33pm UTC](https://community.goactuary.com/t/innumeracy/1153/593 "2023-06-26T20:33:22Z")

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What you need is Rob Van Winkle and a DJ.

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**Author:** ![DeepPurple](https://community.goactuary.com/user_avatar/community.goactuary.com/deeppurple/32/1551_2.png) [@DeepPurple](https://community.goactuary.com/u/DeepPurple)\
**Post date:** [June 27, 2023, 9:34pm UTC](https://community.goactuary.com/t/innumeracy/1153/594 "2023-06-27T21:34:58Z")

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2 in 5 Americans are embarrassed by their credit card debt, which means 3 in 5 Americans are wrong about not being embarrassed enough about their credit card debt.

> **[2 in 5 Americans find credit card debt embarrassing: Report](https://finance.yahoo.com/video/2-5-americans-credit-card-210003193.html)**
>
> Two in five Americans believe credit card debt is embarrassing, according to a report by NerdWallet. Yahoo Finance Live breaks down the report and the percentage of people hiding their credit debt from their parents. 

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<div class="post-metadata">

**Author:** ![twig93](https://community.goactuary.com/user_avatar/community.goactuary.com/twig93/32/527_2.png) [@twig93](https://community.goactuary.com/u/twig93)\
**Post date:** [June 27, 2023, 10:19pm UTC](https://community.goactuary.com/t/innumeracy/1153/595 "2023-06-27T22:19:57Z")

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Are there any Americans who don’t have credit card debt?

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**Author:** ![Triweasel](https://community.goactuary.com/user_avatar/community.goactuary.com/triweasel/32/159_2.png) [@Triweasel](https://community.goactuary.com/u/Triweasel)\
**Post date:** [June 27, 2023, 10:23pm UTC](https://community.goactuary.com/t/innumeracy/1153/596 "2023-06-27T22:23:10Z")

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🙋

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**Author:** ![dr\_t\_non-fan](https://community.goactuary.com/letter_avatar_proxy/v4/letter/d/a8b319/32.png) [@dr\_t\_non-fan](https://community.goactuary.com/u/dr_t_non-fan)\
**Post date:** [June 27, 2023, 10:26pm UTC](https://community.goactuary.com/t/innumeracy/1153/597 "2023-06-27T22:26:19Z")

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> [@twig93](#):
>
> Are there any Americans who don’t have credit card debt?

Just paid ours off, after being a little behind.  
Other debts? Well,…

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<div class="post-metadata">

**Author:** ![twig93](https://community.goactuary.com/user_avatar/community.goactuary.com/twig93/32/527_2.png) [@twig93](https://community.goactuary.com/u/twig93)\
**Post date:** [June 27, 2023, 10:28pm UTC](https://community.goactuary.com/t/innumeracy/1153/598 "2023-06-27T22:28:02Z")

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Yeah, same… I wonder what percentage have $0 of credit card debt that they carry from one billing cycle to the next.

I mean, I use credit cards for points but I pay them off every month. I figured I wasn’t the only one on here who does that.

Then there’s people at the other end of the spectrum whose credit is so bad they can’t get credit cards.

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**Author:** ![OldTimer](https://community.goactuary.com/letter_avatar_proxy/v4/letter/o/8797f3/32.png) [@OldTimer](https://community.goactuary.com/u/OldTimer)\
**Post date:** [June 27, 2023, 10:38pm UTC](https://community.goactuary.com/t/innumeracy/1153/599 "2023-06-27T22:38:52Z")

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No CC debt other than when we accidentally pay the wrong amount.

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<div class="post-metadata">

**Author:** ![1695814](https://community.goactuary.com/user_avatar/community.goactuary.com/1695814/32/38506_2.png) [@1695814](https://community.goactuary.com/u/1695814)\
**Post date:** [June 27, 2023, 11:45pm UTC](https://community.goactuary.com/t/innumeracy/1153/600 "2023-06-27T23:45:44Z")

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> [@twig93](#):
>
> credit is so bad they can’t get credit cards.

_that’s_ bad credit

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<div class="post-metadata">

**Author:** ![The\_Polymath](https://community.goactuary.com/user_avatar/community.goactuary.com/the_polymath/32/83081_2.png) [@The\_Polymath](https://community.goactuary.com/u/The_Polymath)\
**Post date:** [June 28, 2023, 12:07am UTC](https://community.goactuary.com/t/innumeracy/1153/601 "2023-06-28T00:07:07Z")

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0% balance transfer cards are your friend.

Love them. Spend £10-20k and watch inflation eat that balance while earning points.

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<div class="post-metadata">

**Author:** ![Klaymen](https://community.goactuary.com/user_avatar/community.goactuary.com/klaymen/32/194_2.png) [@Klaymen](https://community.goactuary.com/u/Klaymen)\
**Post date:** [June 28, 2023, 1:07am UTC](https://community.goactuary.com/t/innumeracy/1153/602 "2023-06-28T01:07:35Z")

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I’ve taken out 14 credit cards in the last five years. Have to track them in an Excel spreadsheet.  
Some of them involve $99 annual fees and of course I would get 2% cash back on my normal card but I usually get $500+ of food or airfare. Just finished the last one, another Europe trip in the bank.

| 8/27/2018 | U.S. Bank Cash+ Visa Signature Card | Earn $150 after purchasing $500, get 5% back on certain categories. |
| --- | --- | --- |
| 10/15/2018 | Barclays | Make 1 purchase (done) get miles |
| 1/2/2019 | AmEx Business | Earn 75K points after spending $3,000 in 3 months |
| 7/20/2019 | Citi Thank You | Earn 60,000 points after spending $4,000 in 3 months |
| 9/12/2019 | AmEx Delta Gold | |
| 8/13/2020 | Citi Aadvantage | 50,000 miles after $2,500 of purchases in 3 months |
| 12/22/2020 | Chase Sapphire Reserve | 4,000 |
| 7/6/2021 | Barclays Choice | Earn 75K points after spending $3,000 in 6 months |
| 8/10/2021 | AmEx Delta Gold | Earn 70K points after spending $2,000 in 3 months |
| 12/21/2021 | United Chase Credit Card | Earn 60K points after spending $3,000 in 3 months |
| 3/5/2022 | US Bank Altitude Connect | Earn 50K points after spending $2,000 in 4 months |
| 5/16/2022 | Barclays Aadvantage Aviator Business | Earn 80K points after spending $2,000 in 3 months |
| 4/11/2022 | US Bank Altitude Connect | Earn 50K points after spending $2,000 in 4 months |
| 4/28/2023 | Citi Aadvantage | Earn 75K miles after $3,500 of purchases in 4 months |

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