# FIO vs NAIC

**URL:** <https://community.goactuary.com/t/fio-vs-naic/10196>\
**Category:** General topics\
**Tags:** NAIC\
**Created:** [March 24, 2025, 11:21pm UTC](https://community.goactuary.com/t/fio-vs-naic/10196 "2025-03-24T23:21:10Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Hip\_tiger](https://community.goactuary.com/user_avatar/community.goactuary.com/hip_tiger/32/447_2.png) [@Hip\_tiger](https://community.goactuary.com/u/Hip_tiger)\
**Post date:** [March 24, 2025, 11:21pm UTC](https://community.goactuary.com/t/fio-vs-naic/10196/1 "2025-03-24T23:21:10Z")

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The NAIC’s 2025 federal priorities include:

• **Preserving and Respecting States’ Primary Role as Insurance Regulators by Eliminating the Federal Insurance Office (FIO)**

> **[NAIC Announces 2025 Federal Legislative and Regulatory Priorities](https://content.naic.org/article/naic-announces-2025-federal-legislative-and-regulatory-priorities)**
>
> Today, the National Association of Insurance Commissioners (NAIC) announced its 2025 federal legislative and regulatory priorities, which are focused on further strengthening the national system of state-based insurance regulation in the United...

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**Author:** ![Maphistos\_Sidekick](https://community.goactuary.com/user_avatar/community.goactuary.com/maphistos_sidekick/32/84973_2.png) [@Maphistos\_Sidekick](https://community.goactuary.com/u/Maphistos_Sidekick)\
**Post date:** [March 24, 2025, 11:40pm UTC](https://community.goactuary.com/t/fio-vs-naic/10196/2 "2025-03-24T23:40:43Z")

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I would make a derisive comment about the NAIC wanting to party like it’s 1989, but I honestly don’t know whether (setting aside current political events) this is a good or bad idea.

From my silo… I knew FIO existed, but they hadn’t yet seemed relevant to anything I do/care about. Maybe that’s a naïve view?

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**Author:** ![ALivelySedative](https://community.goactuary.com/user_avatar/community.goactuary.com/alivelysedative/32/1337_2.png) [@ALivelySedative](https://community.goactuary.com/u/ALivelySedative)\
**Post date:** [March 25, 2025, 4:06pm UTC](https://community.goactuary.com/t/fio-vs-naic/10196/3 "2025-03-25T16:06:10Z")

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They do stuff with terrorism, and ask for data. That’s been my personal experience. From a pure carrier perspective, it would be less work if they didn’t exist. Whether that work is meaningful I’m not the best to have an opinion.

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**Author:** ![meep](https://community.goactuary.com/user_avatar/community.goactuary.com/meep/32/44_2.png) [@meep](https://community.goactuary.com/u/meep)\
**Post date:** [March 26, 2025, 2:20pm UTC](https://community.goactuary.com/t/fio-vs-naic/10196/4 "2025-03-26T14:20:46Z")

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The sole power the FIO has is the power to make a report.

That’s it.