Eh, it’s both.
The fact that 3 of my great-grandfathers and both of my grandmothers went to college and that both of my grandfathers and both of my parents have graduate degrees gave me advantages that my husband doesn’t have.
My husband’s American grandfather was a sharecropper and his African grandfather was a subsistence farmer. My husband was the first in his family to go to college, which he paid for partly with a scholarship and partly with student loans.
In my family money flows from the older generation to the younger generation. My parents paid for college, they pay for everything when we get together (occasionally I grab the bill at a restaurant, but you have to be fast with my mother… and forget about it when my stepfather was alive. He’d have given the restaurant his credit card when he made the reservation. No way could you possibly pay when he was around.)
In my husband’s family random aunts and cousins periodically hit him up for money because they know he’s successful.
So… cops tailing my husband when he drives the BMW but not me when I drive the same exact car is a present-day thing.
But the advantages I had by having my college fully paid for and growing up in an environment where it was expected from when I was a preschooler that I would be getting a bachelors degree at a minimum and the fact that my siblings and cousins all grew up with the same expectations… that’s generational.
I ended up not taking advantage of the fact that I was a legacy at two different Ivy League schools and a 3-generation legacy at another top STEM school that’s every bit as good as the Ivies. But it was an option available to me that was certainly not available to my husband. I could go to whichever school I wanted.
My husband went to the college that gave him the best sports scholarship and had to deal with the stresses of being a student athlete. When he was injured, bye bye scholarship.
And even, to a large extent, the fact that cops feel the need to tail my husband but not me is the result of the inherited racism of the cop and the people who trained him and the people he works with.