# Actuary Sighting **URL:** \ **Category:** General\ **Created:** [September 21, 2021, 12:47am UTC](https://community.goactuary.com/t/actuary-sighting/4075 "2021-09-21T00:47:39Z")\ **Posts on this page:** 20\ **Page:** 9
**Author:** ![meep](https://community.goactuary.com/user_avatar/community.goactuary.com/meep/32/44_2.png) [@meep](https://community.goactuary.com/u/meep)\ **Post date:** [May 12, 2026, 6:14pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/163 "2026-05-12T18:14:16Z")
> The survey does not directly ask respondents if they have ever divorced or separated. Instead, we know the marital status at the time of the survey and the number of times someone has married. The above reflects the percentage of people who work a job and were either divorced, separated, or married more than once. For example, a person in his second marriage would say he was currently married, but we assume he was divorced previously. That’s a silly assumption. My mom’s on her second marriage. She was never divorced. ---
**Author:** ![dr\_t\_non-fan](https://community.goactuary.com/letter_avatar_proxy/v4/letter/d/a8b319/32.png) [@dr\_t\_non-fan](https://community.goactuary.com/u/dr_t_non-fan)\ **Post date:** [May 12, 2026, 7:54pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/165 "2026-05-12T19:54:56Z")
> [@meep](#): > > That’s a silly assumption. > > My mom’s on her second marriage. She was never divorced . Eh. They play the odds. Are they making policy or trivia? ---
**Author:** ![meep](https://community.goactuary.com/user_avatar/community.goactuary.com/meep/32/44_2.png) [@meep](https://community.goactuary.com/u/meep)\ **Post date:** [May 13, 2026, 10:43am UTC](https://community.goactuary.com/t/actuary-sighting/4075/166 "2026-05-13T10:43:58Z")
But one of the reason we also have a low rate is we’re long-lived (or generally marry long-lived folks… (sorry, Stu)) ---
**Author:** ![Bro](https://community.goactuary.com/user_avatar/community.goactuary.com/bro/32/81473_2.png) [@Bro](https://community.goactuary.com/u/Bro)\ **Post date:** [May 14, 2026, 5:29pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/167 "2026-05-14T17:29:35Z")
wouldn’t that tend to increase the rate of divorce, as there is more exposure to that peril? ---
**Author:** ![meep](https://community.goactuary.com/user_avatar/community.goactuary.com/meep/32/44_2.png) [@meep](https://community.goactuary.com/u/meep)\ **Post date:** [May 17, 2026, 2:40pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/168 "2026-05-17T14:40:50Z")
He’s not really measuring divorce rates, you see. He’s also checking if people are remarried (so people who are widowed and remarried are part of his rate – people like my mother, pre-retirement. She got remarried at age 43… having been widowed at age 38.) ---
**Author:** ![NormalDan](https://community.goactuary.com/user_avatar/community.goactuary.com/normaldan/32/1013_2.png) [@NormalDan](https://community.goactuary.com/u/NormalDan)\ **Post date:** [May 18, 2026, 1:13am UTC](https://community.goactuary.com/t/actuary-sighting/4075/169 "2026-05-18T01:13:54Z")
Sounds like the actuaries are gaming the metric to make it seem like really we have the lowest divorce rate. ---
**Author:** ![Klaymen](https://community.goactuary.com/user_avatar/community.goactuary.com/klaymen/32/194_2.png) [@Klaymen](https://community.goactuary.com/u/Klaymen)\ **Post date:** [May 18, 2026, 7:26am UTC](https://community.goactuary.com/t/actuary-sighting/4075/170 "2026-05-18T07:26:39Z")
Exam calculator sighting. Seems a bit ridiculous but here it is anyway. [![](https://img.youtube.com/vi/mumaWw5JwdY/maxresdefault.jpg "Her 1987 Calculator Saved the Company $140 Million in Reserves") ](https://www.youtube.com/watch?v=mumaWw5JwdY) ---
**Author:** ![quoll](https://community.goactuary.com/user_avatar/community.goactuary.com/quoll/32/81747_2.png) [@quoll](https://community.goactuary.com/u/quoll)\ **Post date:** [May 18, 2026, 4:10pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/171 "2026-05-18T16:10:57Z")
34 years and no-one officially tested the company software independently - Hmmm. ---
**Author:** ![NerdAlert](https://community.goactuary.com/user_avatar/community.goactuary.com/nerdalert/32/683_2.png) [@NerdAlert](https://community.goactuary.com/u/NerdAlert)\ **Post date:** [May 18, 2026, 4:24pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/172 "2026-05-18T16:24:10Z")
Never married, you say?! Is this story the AI actuarial fanfic version of “everyone on the bus cheered”? Lol. ---
**Author:** ![Mathman](https://community.goactuary.com/user_avatar/community.goactuary.com/mathman/32/14042_2.png) [@Mathman](https://community.goactuary.com/u/Mathman)\ **Post date:** [May 18, 2026, 4:29pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/173 "2026-05-18T16:29:41Z")
> [@NerdAlert](#): > > Never married, you say?! Which means she never got divorced, so she’s helping us out with that metric. ---
**Author:** ![Breadmaker](https://community.goactuary.com/user_avatar/community.goactuary.com/breadmaker/32/83065_2.png) [@Breadmaker](https://community.goactuary.com/u/Breadmaker)\ **Post date:** [May 18, 2026, 4:32pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/174 "2026-05-18T16:32:49Z")
And the calculator has two sets of SIN/COS/TAN buttons !!! 😆 ---
**Author:** ![Bro](https://community.goactuary.com/user_avatar/community.goactuary.com/bro/32/81473_2.png) [@Bro](https://community.goactuary.com/u/Bro)\ **Post date:** [May 18, 2026, 4:35pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/175 "2026-05-18T16:35:42Z")
to be fair, he isn’t proclaiming that the software was wrong, just that an alternative method produced a different number, and that the higher of the two was booked. But the question of “where did you get this number?” never coming up in 34 years is highly suspicious. ---
**Author:** ![NerdAlert](https://community.goactuary.com/user_avatar/community.goactuary.com/nerdalert/32/683_2.png) [@NerdAlert](https://community.goactuary.com/u/NerdAlert)\ **Post date:** [May 18, 2026, 4:39pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/176 "2026-05-18T16:39:32Z")
Or an actuary forgetting to document their methodology, or being able to unilaterally increase reserves, or having a concern about a process and not bringing in anyone else because they wanted the company to figure it out on their own (and then leaving without saying a word)… ---
**Author:** ![Mathman](https://community.goactuary.com/user_avatar/community.goactuary.com/mathman/32/14042_2.png) [@Mathman](https://community.goactuary.com/u/Mathman)\ **Post date:** [May 18, 2026, 4:55pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/177 "2026-05-18T16:55:41Z")
> [@Bro](#): > > But the question of “where did you get this number?” never coming up in 34 years is highly suspicious. If you’re telling me that ‘Mathman’s calculator’ won’t pass an audit, then I need to update my SOPs. ---
**Author:** ![dr\_t\_non-fan](https://community.goactuary.com/letter_avatar_proxy/v4/letter/d/a8b319/32.png) [@dr\_t\_non-fan](https://community.goactuary.com/u/dr_t_non-fan)\ **Post date:** [May 18, 2026, 5:39pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/178 "2026-05-18T17:39:09Z")
Eh. It’s reserves. If they are too high, they will never eventually be realized. Good news is they saved on all those taxes for decades. Bad news is that the IRS might know about it. EDIT: Ah. The actuary was reserving more correctly. Though using the calculator was stupid IMO. Could have used Excel instead, as the methodology was the difference in the calculation. And locking it in a drawer was stupid. No one was going to steal it. Maybe steal her purse, which she might also have locked in there. And, it seemed as if the actuarial software was not documented well enough, either. ---
**Author:** ![dr\_t\_non-fan](https://community.goactuary.com/letter_avatar_proxy/v4/letter/d/a8b319/32.png) [@dr\_t\_non-fan](https://community.goactuary.com/u/dr_t_non-fan)\ **Post date:** [May 18, 2026, 5:48pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/179 "2026-05-18T17:48:19Z")
> [@Bro](#): > > to be fair, he isn’t proclaiming that the software was wrong,… Yeah, kinda, since her method was proven to be more accurate (at 1:38), or at least more prudent. ---
**Author:** ![NormalDan](https://community.goactuary.com/user_avatar/community.goactuary.com/normaldan/32/1013_2.png) [@NormalDan](https://community.goactuary.com/u/NormalDan)\ **Post date:** [May 18, 2026, 5:50pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/180 "2026-05-18T17:50:54Z")
> [@dr\_t\_non-fan](#): > > was proven to be more accurate (at 1:38), or at least more prudent. ![17791266473141846129892199893931](https://community.goactuary.com/uploads/default/original/3X/4/0/40a0878959fcd3ef9d8e53b54dabecf081331f88.jpeg) ---
**Author:** ![BruteForce](https://community.goactuary.com/user_avatar/community.goactuary.com/bruteforce/32/175_2.png) [@BruteForce](https://community.goactuary.com/u/BruteForce)\ **Post date:** [May 18, 2026, 6:20pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/181 "2026-05-18T18:20:44Z")
> [@Mathman](#): > > If you’re telling me that ‘Mathman’s calculator’ won’t pass an audit, then I need to update my SOPs. Same 😳 ---
**Author:** ![Klaymen](https://community.goactuary.com/user_avatar/community.goactuary.com/klaymen/32/194_2.png) [@Klaymen](https://community.goactuary.com/u/Klaymen)\ **Post date:** [May 18, 2026, 7:40pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/182 "2026-05-18T19:40:33Z")
Kinda ridiculous locking up your calculator ---
**Author:** ![dr\_t\_non-fan](https://community.goactuary.com/letter_avatar_proxy/v4/letter/d/a8b319/32.png) [@dr\_t\_non-fan](https://community.goactuary.com/u/dr_t_non-fan)\ **Post date:** [May 18, 2026, 7:42pm UTC](https://community.goactuary.com/t/actuary-sighting/4075/183 "2026-05-18T19:42:47Z")
> [@Klaymen](#): > > Kinda ridiculous locking up your calculator. Especially an AI-generated one that changes a few times during the “video.” Thinking the whole thing is fake, but I don’t know why someone would go through all that just to fake people out. [Previous page](https://community.goactuary.com/t/actuary-sighting/4075.md?page=8) [Next page](https://community.goactuary.com/t/actuary-sighting/4075.md?page=10)