I’m thinking I should start converting some of my traditional IRA to a Roth. Due to my tax bracket, it didn’t make sense to do so in recent years. Seems like if I’m going to do it I should start in 2024 and move chunks annually until I start drawing SS.
The biggest reason to do so is that most of my assets are in taxable or tax deferred accounts, and it would be good to have some diversification in terms of tax treatment. I’m of the opinion that taxes are sure to increase in the future, so moving some while my income is relatively lower seems like a good idea.