:lol:
Are they still using urns for P? We need better examples.
Something something chaturbate probabilities
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I plan to have the party about 2 months before I shuffle off this mortal coil, so I can enjoy it too. What’s the point of having all your friends and relatives get together if you’re not there to see it?
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That is my partner’s wishes. I’ve facetiously told them to roll me in the ravine out back and let the coyotes have at me. But I will probably just be cremated. No desire to be formaldehyde’d and displayed like a museum exhibit.
The answer is… it depends. You can have your ashes dispersed in the ocean but there are federal regulations. For example, you need to be at least three miles from shore and anything you put in the water must be decomposable (flowers, wreath, etc.) There are various other rules for other locals. Disney World prohibits ashes from being left. However, they actually have a problem with people dumping ashes. I read an article once and cast members have to clean up the ashes. Short story, don’t do it, it doesn’t end well. People also want to distribute ashes and the USS Arizona memorial in Hawaii. However, the only legal way to do that is to have ashes interred in the USS Arizona by the Navy. You have to have served on the ship. My understanding is that there are some serious repercussions for throwing anything in the water there.
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Whoops, guess we broke some laws. Good thing we didn’t know we were doing that.
More appropriately, good thing the Coast Guard didn’t see you. Those guys have no sense of humor.
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Yeah…ignorance of the law gets you little in the way of understanding from most authorities.
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Domestic beer - no need for your family to invite me
could be some solid local crafts in the mix. MSP has a beer SCENE, man!
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Hey, all your beer is technically “domestic beer”
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I believe our HR is fully wrong about my Roth 401k and it wouldn’t be nearly the first time, but I’m having difficulty confirming. Wondering if somebody know for certain.
They’re telling me the max I can invest in my Roth 401k is $19.5k pre-tax (2022 will be $20.5k) - meaning something in the range of $15k post-tax. I believed I could have $19.5k post-tax but I’m not positive and Google is evading me on the issue.
How does your HR department know your ultimate tax rate in the middle of the year?
I see your point, but it’s not their problem if I over-contribute and cause a headache with the IRS. I was planning to estimate my taxes and get in the area of $18.5k to avoid going over, then dump the remainder elsewhere.
So you are looking for your own edification, not to prove something to HR?
If that is the case, then I’ll confirm you can contribute $$19.5k in total dollars to all 401(k) plans. If you make 100% of your contributions to a Roth, it is all after-tax $'s. You can split the amount between pre-tax and after-tax in any proportion you choose as long as the total is no more than $19.5k
E.g. you can make $4,5k in pre-tax contributions to a traditional 401(k) + $15k to a Roth; $15k in pre-tax + $4.5k in post-tax; etc.
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you can contribute $19.5k in any combination of traditional/Roth 401k contributions
so yes, HR is wrong
I have never had to contact HR regarding 401k contributions at any company I have worked at. I usually tell my 401k admin how much to deduct from my paychecks and they take it from there.
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I was looking for my own personal actual usage. I want to get close to 19.5k while not waiting for employer contribution true-ups because I maxed out in October, for example. I figured if I target 18.5k with some assumptions for an annual raise and my bonus, it gets me close and once I get around early November if I’m short I’ll ramp up my contributions to 50% or something for a few paychecks.
…I think HR is right assuming he only has the Roth 401k and no Trad?
I don’t think so. I thought the only thing that matters is the $ amount deposited to the account.
If 100% goes into a traditional account, it is $$19.5k of pre-tax $'s. If 100% goes to a Roth it is $19.5k of post-tax dollars.
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Yeah yeah yeah…I read too quick/wrong on what the pre-/post- was being applied to. HR is def dumb here.