# Pension/Retirement **URL:** https://community.goactuary.com/c/professional-actuarial-topics/pension-retirement/13.md [Latest](https://community.goactuary.com/latest.md) · [Categories](https://community.goactuary.com/categories.md) · [Tags](https://community.goactuary.com/tags.md) --- ## [About the Pension/Retirement category](https://community.goactuary.com/t/about-the-pension-retirement-category/29)
**Author:** [@Serena](https://community.goactuary.com/u/Serena)\ **Replies:** 0
(Replace this first paragraph with a brief description of your new category. This guidance will appear in the category selection area, so try to keep it below 200 characters.) Use the following paragraphs for a longer d… --- ## [LinkedIn Woes](https://community.goactuary.com/t/linkedin-woes/12945)
**Author:** [@SteveWhite](https://community.goactuary.com/u/SteveWhite)\ **Replies:** 8\ **Last updated:** [September 26, 2026, 9:11pm UTC](https://community.goactuary.com/t/linkedin-woes/12945 "2026-09-26T21:11:28Z")
This may not be what’s intended as a Professional Actuarial Topic, but I would want to use Linked In to contact another actuary whose contact information is not available from the Actuarial Directory. I, somewhat rel… --- ## [Found this 20 year old article that had some interesting thoughts on how pension actuaries would evolve](https://community.goactuary.com/t/found-this-20-year-old-article-that-had-some-interesting-thoughts-on-how-pension-actuaries-would-evolve/12856)
**Author:** [@KnifeySpooney](https://community.goactuary.com/u/KnifeySpooney)\ **Replies:** 5\ **Last updated:** [September 5, 2026, 5:58pm UTC](https://community.goactuary.com/t/found-this-20-year-old-article-that-had-some-interesting-thoughts-on-how-pension-actuaries-would-evolve/12856 "2026-09-05T17:58:32Z")
I love the optimism --- ## [Any self-employed pension actuaries here anymore?](https://community.goactuary.com/t/any-self-employed-pension-actuaries-here-anymore/12906)
**Author:** [@Serena](https://community.goactuary.com/u/Serena)\ **Replies:** 0\ **Last updated:** [September 5, 2026, 2:16pm UTC](https://community.goactuary.com/t/any-self-employed-pension-actuaries-here-anymore/12906 "2026-09-05T14:16:52Z")
Just checking …. :popcorn: --- ## [Social Security Trends](https://community.goactuary.com/t/social-security-trends/3920)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 74\ **Last updated:** [August 9, 2026, 11:50am UTC](https://community.goactuary.com/t/social-security-trends/3920 "2026-08-09T11:50:45Z")
Benefit terminations (not all these are by death) Year-over-year percentage change in OASDI Trust Fund --- ## [Iowa Public Pensions Scandal](https://community.goactuary.com/t/iowa-public-pensions-scandal/12736)
**Author:** [@The\_Polymath](https://community.goactuary.com/u/The_Polymath)\ **Replies:** 9\ **Last updated:** [July 29, 2026, 1:07pm UTC](https://community.goactuary.com/t/iowa-public-pensions-scandal/12736 "2026-07-29T13:07:51Z")
This scandal is in its early stages. They effectively tried to cook the books in order to make their funding metrics look better. The $47bn Iowa public pension fund has been plunged into a governance crisis, with its … --- ## [Aging (and shrinking) populations](https://community.goactuary.com/t/aging-and-shrinking-populations/3286)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 197\ **Last updated:** [June 13, 2026, 11:21am UTC](https://community.goactuary.com/t/aging-and-shrinking-populations/3286 "2026-06-13T11:21:43Z")
It’s most relevant to pensions/Social Security systems, so I’ll drop it here Okay, this visualization is not so much about aging. Here’s the text that matches the title: In 2020, more than 147 million people aro… --- ## [Drummond v. Southern Company Services](https://community.goactuary.com/t/drummond-v-southern-company-services/12765)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 3\ **Last updated:** [June 4, 2026, 10:09pm UTC](https://community.goactuary.com/t/drummond-v-southern-company-services/12765 "2026-06-04T22:09:05Z")
Eleventh Circuit opinion: It begins: In 1789, we elected George Washington as the first President of the United States. But life in this country was far from ideal. Science hadn’t yet discovered antibiotics or ant… --- ## [Oldest person dies! Again!](https://community.goactuary.com/t/oldest-person-dies-again/5650)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 26\ **Last updated:** [April 2, 2026, 7:45pm UTC](https://community.goactuary.com/t/oldest-person-dies-again/5650 "2026-04-02T19:45:59Z")
At least this person actually was alive… as opposed to prior frauds… --- ## [The Public Pensions Crisis has arrived in Europe](https://community.goactuary.com/t/the-public-pensions-crisis-has-arrived-in-europe/12233)
**Author:** [@The\_Polymath](https://community.goactuary.com/u/The_Polymath)\ **Replies:** 29\ **Last updated:** [December 26, 2025, 8:58pm UTC](https://community.goactuary.com/t/the-public-pensions-crisis-has-arrived-in-europe/12233 "2025-12-26T20:58:53Z")
Sort of discussed in the previous old AO mega-thread. But now the bill has come due. France first. UK soon to follow. --- ## [The secret to oldest-lived areas is fraud](https://community.goactuary.com/t/the-secret-to-oldest-lived-areas-is-fraud/8384)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 48\ **Last updated:** [November 24, 2025, 10:10pm UTC](https://community.goactuary.com/t/the-secret-to-oldest-lived-areas-is-fraud/8384 "2025-11-24T22:10:32Z")
I believe I linked to this study at the old AO Netflix has a new documentary on Blue Zones, regions in the world such as Okinawa Prefecture, Japan; Nuoro Province, Sardinia, Italy; the Nicoya Peninsula, Costa Rica; I… --- ## [Deferred Lump Sum Factor](https://community.goactuary.com/t/deferred-lump-sum-factor/10343)
**Author:** [@sonic-finances](https://community.goactuary.com/u/sonic-finances)\ **Replies:** 15\ **Last updated:** [June 10, 2025, 4:10am UTC](https://community.goactuary.com/t/deferred-lump-sum-factor/10343 "2025-06-10T04:10:22Z")
Hello there. I am trying to figure out one piece of a pension calculation. It is regarding a Deferred Lump Sum Factor using Pre-PPA Assumptions. To calculate this factor it uses the mortality and interest discount from a… --- ## [Rough Social Security calculations for a math class](https://community.goactuary.com/t/rough-social-security-calculations-for-a-math-class/9610)
**Author:** [@jerrytuttle](https://community.goactuary.com/u/jerrytuttle)\ **Replies:** 6\ **Last updated:** [August 31, 2024, 4:51pm UTC](https://community.goactuary.com/t/rough-social-security-calculations-for-a-math-class/9610 "2024-08-31T16:51:28Z")
Hi, I am a retired casualty actuary, and I want to do some rough calculations in a math class environment on taking a Social Security benefit at age 67 versus age 70. Is this a good mortality table to use, or do you h… --- ## [PSERS faulty calculation](https://community.goactuary.com/t/psers-faulty-calculation/3032)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 3\ **Last updated:** [January 26, 2024, 5:56pm UTC](https://community.goactuary.com/t/psers-faulty-calculation/3032 "2024-01-26T17:56:33Z")
I haven’t been bringing over my “pension watch” threads, but this particular controversy seems like it deserves something. After Pennsylvania’s biggest pension plan botched a crucial financial calculation, the FBI la… --- ## [SS Benefit Question -](https://community.goactuary.com/t/ss-benefit-question/8605)
**Author:** [@Loner](https://community.goactuary.com/u/Loner)\ **Replies:** 2\ **Last updated:** [November 16, 2023, 6:00pm UTC](https://community.goactuary.com/t/ss-benefit-question/8605 "2023-11-16T18:00:35Z")
I am not in pensions so I figured someone here might know. Suppose you have a 60ish person who, due to a combination of years as a SAHP, and subsequent penchant for off-the-books work(at rates far less than they would ne… --- ## [Hey Consulting life/annuity/pension/retirement FSA's - I have a small $ opportunity for you](https://community.goactuary.com/t/hey-consulting-life-annuity-pension-retirement-fsas-i-have-a-small-opportunity-for-you/8508)
**Author:** [@T-roy](https://community.goactuary.com/u/T-roy)\ **Replies:** 13\ **Last updated:** [October 28, 2023, 10:16am UTC](https://community.goactuary.com/t/hey-consulting-life-annuity-pension-retirement-fsas-i-have-a-small-opportunity-for-you/8508 "2023-10-28T10:16:02Z")
I can give you details if you zip me your info. I’ll do it as incognito as youd like. At least “like” this post cause I wanna be sure I recognize you on here. Thanks The gist: “I need to retain a consulting actuary … --- ## [Interest rate assumptions](https://community.goactuary.com/t/interest-rate-assumptions/7892)
**Author:** [@now\_samantha](https://community.goactuary.com/u/now_samantha)\ **Replies:** 3\ **Last updated:** [May 18, 2023, 1:14am UTC](https://community.goactuary.com/t/interest-rate-assumptions/7892 "2023-05-18T01:14:40Z")
My mom is on her local city council, and I was looking at the reports for their (grossly underfunded) pension plans. Their interest rate assumption (6.25%) is less absurd than a lot of public pension plans, but is still … --- ## [Retirement Preparation Benefit Projected Benefit Obligation Calculation](https://community.goactuary.com/t/retirement-preparation-benefit-projected-benefit-obligation-calculation/7682)
**Author:** [@lenovo](https://community.goactuary.com/u/lenovo)\ **Replies:** 4\ **Last updated:** [March 31, 2023, 3:43am UTC](https://community.goactuary.com/t/retirement-preparation-benefit-projected-benefit-obligation-calculation/7682 "2023-03-31T03:43:00Z")
Assume in a certain company has a Retirement Preparation Benefit that gives x times the employee wages at n-1 retirement age. The company can approved or disapproved an employee to get this benefit. What is the best meth… --- ## [News sources say the Darndest Thinks](https://community.goactuary.com/t/news-sources-say-the-darndest-thinks/7355)
**Author:** [@SteveWhite](https://community.goactuary.com/u/SteveWhite)\ **Replies:** 6\ **Last updated:** [February 22, 2023, 12:18am UTC](https://community.goactuary.com/t/news-sources-say-the-darndest-thinks/7355 "2023-02-22T00:18:04Z")
From https://finance.yahoo.com/news/social-security-bill-could-seniors-145812838.html in my Yahoo news feed Aren’t inflation and increases in the cost of living pretty much the same thing? Social Security cost of livi… --- ## [Historical annuity tables](https://community.goactuary.com/t/historical-annuity-tables/7349)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 1\ **Last updated:** [February 19, 2023, 1:29am UTC](https://community.goactuary.com/t/historical-annuity-tables/7349 "2023-02-19T01:29:03Z")
Ulpian’s life table is an ancient Roman annuities table. It is known through a passage, originating from the jurist Aemilius Macer, preserved in edited form in Justinian’s Digest. The table appears to provide a rou… --- ## [New York City Actuary Alleges He Was Passed Over Because He’s Asian and Gay](https://community.goactuary.com/t/new-york-city-actuary-alleges-he-was-passed-over-because-he-s-asian-and-gay/7205)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 56\ **Last updated:** [January 29, 2023, 12:37am UTC](https://community.goactuary.com/t/new-york-city-actuary-alleges-he-was-passed-over-because-he-s-asian-and-gay/7205 "2023-01-29T00:37:36Z")
Let me be clear – this is for a government position. Not for one of the many private firms in the city. A former deputy chief actuary has sued the City of New York alleging he was denied a promotion to the top job be… --- ## [What Can Get Counted as Public Pension Assets](https://community.goactuary.com/t/what-can-get-counted-as-public-pension-assets/6851)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 11\ **Last updated:** [January 25, 2023, 7:52pm UTC](https://community.goactuary.com/t/what-can-get-counted-as-public-pension-assets/6851 "2023-01-25T19:52:47Z")
Somebody sent me a link re: Chester, Pa’s receivership/bankruptcy… and in particular, their police/fire pension that was supposedly 49% funded… but is really 3% funded (really pay-as-it-goes… and it went) Here is the sh… --- ## [ASOP 4 Update](https://community.goactuary.com/t/asop-4-update/2374)
**Author:** [@meep](https://community.goactuary.com/u/meep)\ **Replies:** 10\ **Last updated:** [July 19, 2022, 1:53pm UTC](https://community.goactuary.com/t/asop-4-update/2374 "2022-07-19T13:53:12Z")
For whenever it comes. Now that the CCA/AAA lawsuit is over: https://community-new.goactuary.com/t/academy-board-cca-lawsuit/2368 Maybe ASOP 4 revisions will be adopted. Dug up from my archives: Back in 2014, there … --- ## [ProVal software](https://community.goactuary.com/t/proval-software/5036)
**Author:** [@Serena](https://community.goactuary.com/u/Serena)\ **Replies:** 1\ **Last updated:** [January 21, 2022, 6:16pm UTC](https://community.goactuary.com/t/proval-software/5036 "2022-01-21T18:16:21Z")
Who is using it? --- ## [Social Security Adjustments for early/late Retirement](https://community.goactuary.com/t/social-security-adjustments-for-early-late-retirement/1901)
**Author:** [@Ranger](https://community.goactuary.com/u/Ranger)\ **Replies:** 1\ **Last updated:** [January 28, 2021, 9:51am UTC](https://community.goactuary.com/t/social-security-adjustments-for-early-late-retirement/1901 "2021-01-28T09:51:13Z")
No actuaries seem to have been involved (somebody call the SOA and the MAAA) in this study which analyzes the “actuarial equivalence” of the adjustments made to early/late Social Security benefits. Their conclusion - be… --- ## [Advice for submitting EA application](https://community.goactuary.com/t/advice-for-submitting-ea-application/810)
**Author:** [@AlexioXela](https://community.goactuary.com/u/AlexioXela)\ **Replies:** 3\ **Last updated:** [November 3, 2020, 11:27pm UTC](https://community.goactuary.com/t/advice-for-submitting-ea-application/810 "2020-11-03T23:27:23Z")
Normally I would just search Actuarial Outpost, but given that 2020 has claimed it as another victim… Do you have any advice for submitting an EA application? This will be my first application, but I’m hoping to minimiz…